PENDAFTARAN JAMINAN FIDUSIA DAN AKIBAT HUKUMNYA (Suatu Tinjauan Normatif) THE REGISTRATION OF FIDUCIARY AND THE LEGAL CONSEQUENCES (A Review of Normative)

Ahmad Sanusi

  Abstract


Fenomena pertumbuhan ekonomi di 2013 sebesar 6.8 % akan membawa dampak pada dunia lembaga penjaminan. Sektor perkreditan konsumtif diasumsikan akan meningkat. Dengan didaftarkannya jaminan fidusia akan memberikan perlindungan hukum terhadap penerima fidusia (debitur) maupun terhadap Pemberi Fidusia (kreditur). Dalam Undang-undang Nomor 42 Tahun 1999 Tentang Jaminan Fidusia (UUJF) adanya kewajiban bagi si pemberi fidusia (kreditur) untuk memberikan benda yang menjadi jaminan fidusia kepada si penerima fidusia (debitur) jika terjadi gagal bayar (wan Prestasi). Akan tetapi tidak diikuti sanksi apapun jika debitur tidak memenuhi kewajibannya.

Abstract

The phenomenon of economic growth in 2013 at 6.8% will have impacts of insurance corporation. The consumer credit sector is assumed to be rise. With the registration of the fiduciary will deliver legal protection against the debtors of fiduciary or creditors. In Act No. 42 of 1999 concerning Fiduciary (UUJF) a fiduciary obligation to the creditors to give thing as fiduciary to the debitors if the event of default. But, He/she does not get any sanctions if the debtors does not fulfill its obligations.


  Keywords


pendaftaran; jaminan fidusia; akibat hukum; registration; fiduciary; legal consequences.

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DOI: http://dx.doi.org/10.30641/kebijakan.2013.V7.73-83

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